CONSUMER CHECKING

• Unlimited check writing.
• An average daily balance of $700.00 OR a monthly direct deposit OR combined average daily balances in checking, savings or certificates of deposit of $5,000.00 will waive the $7.00 monthly service charge.
• Free FBB Visa Check Card.
• Free On Line Banking with Bill Pay.
• Requires $100.00 minimum deposit to open.

INTEREST CHECKING

• Interest Bearing.
• Earns a competitive rate of interest on collected balances of $1,000.00 or greater.
• An average daily balance of $2,500.00 will waive the $18.00 monthly service charge.
• Free FBB Visa Check Card.
• Free On Line Banking with Bill Pay.
• Requires $100.00 minimum deposit to open.

WORKPLACE BANKING

• Available to employees of FBB customers only.
• Unlimited check writing.
• Free FBB Visa Check Card.
• Free On Line Banking with Bill Pay.
• No minimum balance to open.
• Account holders are eligible for .25% Rate Bump-up on CD’s (excluding special CD promotions), as well as a 50% discount on any available safe deposit box with the payment made by debit from this account. (Up to size 3X10)

Consumer Savings

CONSUMER SAVINGS

• Earns a competitive rate of interest.
• There is a limit of six transfers and withdrawals per quarter .
• $5.00 charge for each debit in excess of six per quarter.
• An average daily balance of $300.00 will waive the $6.00 quarterly service charge.
• Free FBB ATM card.
• Free On Line Banking.
• Requires $100.00 minimum deposit to open.

CONSUMER MONEY MARKET

• Account is tiered to earn a higher rate of interest when maintaining higher balances.
• Unlimited over the counter withdrawals.
• Transfers to another account or to third parties by preauthorized, automatic, or telephone are limited to six per month by check, draft or similar order to third parties.
• An average daily balance of $2,500.00 will waive the $15.00 monthly service charge.
• $5.00 Charge for each debit item in excess of six.
• Free FBB ATM Card.
• Free On Line Banking.
• Requires $100.00 minimum deposit to open.